Nigeria Banks USSD Codes for Transactions

Nigeria Banks USSD Codes for Transactions

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Nigeria Banks USSD Codes for transactions are short codes unique to all Nigeria banks to enable users transact at least offline on their mobile phones with bank accounts. 

The use of USSD codes have made lives easy with banking activities in Nigeria, below are the some of Nigeria banks with designated USSD codes.  

All GTBank USSD Codes for Transaction *737#

All GTBank  737 short codes needed to conduct any of your transactions. Nigeria Banks USSD Codes for Transactions

GTB got you covered if your PHONE or ATM CARD is STOLEN, dial *737*51*74# on any available phone for instant deactivation of your account.

S/N
737 Service
737 Code
Charges Applicable
1.
Account Opening
*737*0#
Free
2.
Airtime (Self)
*737*Amount#
Free
3.
Airtime (3rd Party)
*737*Amount*PhoneNo#
Free
4.
Transfers (GTBank)
*737*1*Amount*Nuban#
N20
5.
Transfers (Other Banks)
*737*2*Amount*Nuban#
N80
6.
Cardless Withdrawal
*737*3*Amount#
N50
7.
Fast Track Deposit
*737*48*Amount*Nuban#
N20
8.
Data Purchase
*737*4#
Free
9.
Account Balance/Account No/ BVN
*737*6*1#
N10
10.
Loan Balance
*737*6*2#
N10
11.
Card Status
*737*6*3#
N10
12.
Cheque Book Status
*737*6*4#
Free
13.
Generate OTP
*737*7#
Free
14.
Airtime Advance
*737*8*1
0.08
15.
Give
*737*32*Amount*Church Code#
Free
16.
Edu
*737*31*Amount*School Code#
Free
17.
Checkout
*737*35*Amount*Merchant Code#
Free
18.
Total Cashout
*737*50*Amount*50#
N50
19.
StarTimes Subscription
*737*37*Amount*SmartcardNo#
N100
20.
Swift Network Subscription
*737*50*Amount*4#
N100
21.
Salary Advance
*737*8*2#
N20
Bill Payment (Electricity Bills)
Port Harcourt Prepaid  
*737*50*Amount*95#
 
Port Harcourt Postpaid  
*737*50*Amount*96#
 
Eko Prepaid
*737*50*Amount*151#
 
Eko Postpaid
*737*50*Amount*152#
 
Ibadan Prepaid
*737*50*Amount*137#
 
Kano Prepaid
*737*50*Amount*93#
 
Kano Postpaid
*737*50*Amount*94#
 

All ZenithBank USSD Codes for Transaction *966#

All ZenithBank  966 short codes needed to conduct any of your transactions.

Zenith Bank got you covered if your PHONE or ATM CARD is STOLEN, dial *966*60# on any available phone for instant deactivation of your account.

1
*966*00#
Check your account balance
2
*966*911#
Stop debit transactions into your Account
3
*966*000#
Perform USSD on POS
4
*966*66#
Activate agent banking activities
5
*966*60#
Reset mobile banking password
6
*966*60#
Reset mobile banking PIN
7
*966*60#
Reset USSD(*966# EazyBanking) PIN
8
*966*60#
New card PIN retrieval
9
*966*60#
Block card
10
*966*60#
Manage cardless withdrawal
11
*966*60#
Select preffered USSD account to debit
12
*966*60#
Sign indemnity for transaction above N100k
13
   
14
*966*Amount#
Buy airtime for self
15
*966*Amount*MobileNo #
Buy airtime for others
16
*966*Amount*AccountNo #
Transfer funds
17
*966*BVN#
Update BVN 
Nigeria Banks USSD Codes for Transactions

All FirstBank USSD Codes for Transaction *894#

All FirstBank  894 short codes needed to conduct any of your transactions. 

 
Service
Quick Code
1
Transfer Money (To any bank in Nigeria)
*894*Amount*Account Number#
2
Airtime Recharge –for self
*894*Amount#
3
Airtime Recharge –for others
*894*Amount*Phone Number#
4
Balance Enquiry
*894*00#
5   Mini Statement                                             *894* Account No #
6   Account Opening                                          *894*0#

All AccessBank USSD Codes for Transaction *901#

All Access Bank  901 short codes needed to conduct any of your transactions.

Access Bank got you covered if your PHONE or ATM CARD is STOLEN, dial *901*911# on any available phone for instant deactivation of your account.

  
USSD Codes
Examples
1
Open An Account/ChangePIN
*901*0#
 
2
Airtime TopUp for Self
*901*Amount#
 
3
Airtime TopUp for Friends & Family
*901*Amount*Phone 
 
4
Transfer to an Access Bank account
*901*AMOUNT*NUBAN Account Number#   
*901*1000*1234512345#
5
Transfer to other banks
 *901*AMOUNT*NUBAN Account Number#
*901*1000*1234512345#
6
LCC Toll Top Up
*901*000*522+e-Tag Number+Amount#
 
7
Check Your Account Balance
*901*00#
 
8
Deactivate Access Account
Dial*901*911#
 

All UnionBank USSD Codes for Transaction *826#

All Union Bank  826 short codes needed to conduct any of your transactions.

Function
Shortcode
Check balance
*826*4#
Airtime purchase (self)
*826*Amount#
Airtime Purchase – (third party)
*826*Amount*3rd party mobile No#
Transfers to UBN account
*826*1*Amount*Account No#
Transfers to Non UBN bank accounts
*826*2*Amount*Account no#
Bills payment
*826*28*amount*userID#
Data capture after enrolment
*826*3*account no#
Card management (block and unblock card)
*826*21#
Cardless withdrawal
*826*7*amount#
Limit increase
*826*8#
Data purchase
*826*9*amount#
Mcash
*826*22*merchantcode*amount#
Nigeria Banks USSD Codes for Transactions

All FidelityBank USSD Codes for Transaction *770#

All Fidelity Bank  770 short codes needed to conduct any of your transactions.

 
USSD Codes
Examples
Open An Account
*770*01#
 
For Self-Recharge
 *770*AMOUNT#
*770*1000# 
Recharge family & friends
*770*PHONE NUMBER*AMOUNT#
*770*0812345679*1000# 
Transfer funds
*770*ACCOUNT*AMOUNT#
*770*5050123456*10000#
Cardless Withdrawal
*770*8*AMOUNT#
*770*8*10000#
Pay Bills
*770*CODE*SMART CARD NUMBER*AMOUNT#
*770*1099*41234567890*5500#
   

Code

Old FeeNew Fee

1099

DStv

Smart Card Number

1098

DStv Box Office

DSTV Smart Card Number

1077

Startimes

Smartcard number

1088

Gotv

Decoder Number

1033

Swift 4G Subscription (Swift 4G)

Customer ID

1022

Enugu Electricity Distribution Company Postpaid (EEDC Postpaid)

Customer Account Number

1021

Enugu Electricity Distribution Company Postpaid (EEDC Prepaid)

Meter Number

1044

Ibadan Electricity Distribution Company (IBEDC Bills)

Customer Account Number

1013

Kano Electricity Distribution Company Prepaid (KEDCO Prepaid)

Meter Number

1014

Kano Electricity Distribution Company(KEDCO Postpaid)

Account Number

1017

Port Harcourt Electricity Distribution Company (PHED)

Customer Account Number

1015

Benin Electricity Distribution Company (BEDC Postpaid Payments)

Customer Account Number

1011

EKEDP Prepaid Payments (EKEDP Prepaid)

Meter Number

1012

EKEDP Prepaid Payments (EKEDP Postpaid)

Account Number

1066

LCC toll payments

LCC Account Number

1055

NairaBet

Customer Reference

1068

Lagos Toll Company (LTC)

Account Number

1112

Pay Airtel bills

Phone Number

All UBA Bank USSD Codes for Transaction *919#

All UBA Bank  919 short codes needed to conduct any of your transactions. UBA Nigeria

Check Balance
*919*00#
Top-Up for Self
*919*amount#
Top-Up for Others
*919*phone number*amount#
Transfer to UBA Account
*919*3*account number*amount#
Load UBA Prepaid Card
*919*32#
Transfer to Other banks
*919*4*account number*amount#
Pay Bills
*919*5#
ATM Cardless Withdrawal
*919*30*Amount#
Airline Ticket Menu
*919*12#
Africa World Airline
*919*12*394#
Egypt Air
*919*12*077#
Ethopian Airline
*919*12*071#
Lufthansa
*919*12*220#

All FCMB Bank USSD Codes for Transaction *329#

All FCMB Bank  329 short codes needed to conduct any of your transactions. 

  1. Dial*329*Amount# to top-up your mobile phone.
  2. Dial *329*Amount*Mobile number# to top-up other mobile phones.
  3. Dial *329*Amount*Account number# to transfer funds.
  4. Dial *329*00# to check balance. 
  5. Dial *329*0# to reset PIN or reset/create transaction code.
  6. Dial *329*1*Mobile Number# to buy data on any phone.
  7. Dial *329*2*Amount*Smartcard Number# to pay for DSTv or GOTv subscription.
  8. Dial *329#, select self-service, select block card to block debit card
  9. Dial *329#, select self-service, select block account to block account
  10. Dial *329#, select self-service, select link BVN to link BVN
  11. Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
  12. Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.
  13. Dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID# to make your electricity bill payments.

All Wema Bank USSD Codes for Transaction *945#

All Wema Bank  945 short codes needed to conduct any of your transactions.

Account restriction (Deactivate) *945*911#

Account balance
*945*0# 
Change PIN
*945*00# 
Change primary account
*945*2*oldacctno*newacctno# 
Account opening
*945*1# 
Account Registering on 945
*945*01#
BVN management
*945*4# 
Account restriction
*945*911# 
Airtime, Data and Transfers 
Airtime (self)
*945*amount# 
Airtime (others)
*945*phoneNo*amount# 
Airtime/Data –
*945*9# 
Transfers (Wema account and other banks)
*945*accountNo*amount# 
Cable TV  
Cable TV menu
*945*10# 
DSTV
*945*11# and *945*11*smartcardNO #  
GOTV
*945*12# and *945*12*smartcardNO# 
Internet Service 
Internet service menu
*945*15#             
Smile
*945*16#  
Spectranet
*945*18#  
Electricity Bill   
Electricity bill
*945*24# 
Eko
*945*25*meterno*amount# 
Ikeja
*945*26*meterno*amount# 
Ibadan
*945*27*meterno*amount# 
Abuja
*945*28*meterno*amount# 
Enugu
*945*29*meterno*amount# 
Jos
*945*30*meterno*amount# 
Kaduna
*945*31*meterno*amount# 
Kano
*945*32*meterno*amount# 
Portharcourt
*945*33*meterno*amount# 
Schools and Exams  
WAEC (result checking)
*945*70# 
JAMB (result checking)
*945*71#
State Collections  
Lagos state collection     
*945*40# 
Cardless Transactions  
Mcash  
*945*57# and *945*57*merchantcode*amount# 
Coralpay  
*945*58# and *945*000*REFno# 

All Unity Bank USSD Codes for Transaction *7791#

All Unity Bank  7791 short codes needed to conduct any of your transactions.

  • To transfer to a Unity Bank account, just dial *7799*1*Account No*Amount# (e.g. *7799*1*1234567890*10000#)
  • To transfer to other Bank’s account, just dial *7799*2*Account No*Amount# (e.g *7799*2*1234567890*10000#)

All Sterling Bank USSD Codes for Transaction *822#

All Sterling Bank  822 short codes needed to conduct any of your transactions.

HOW TO DO SELF-RECHARGE
*822*AMOUNT# 
*822*500#
HOW TO RECHARGE FOR A FRIEND/FAMILY
*822*AMOUNT*PhoneNumber#
*822*500*08123456789#
HOW TO TRANSFER
  *822*Amount*AccountNumber# 
*822*20000*0071234567# 
To check your account number:        
*822*8#
 
TO check your Account Balance
    *822*6# 
 
HOW TO OPEN AN ACCOUNT
*822*7#
 
HOW TO PAY BILLS
*822*BillerCode*UniqueCode*Amount#
*822*881099*41234567890*10650# 

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